El Nino may cause flooding in Las Vegas this winter. Here’s how to prepare

State officials are warning Nevadans to prepare for potential flooding this winter as a "super" El Niño cycle increases the likelihood of heavy rains. The alert comes during Nevada Flood Awareness Week, following the second-wettest October in Las Vegas history, which caused minor flooding across the valley.

The Nevada Division of Insurance and the Office of Emergency Management are urging residents to create an action plan now, particularly those living near recent burn scars. Insurance Commissioner Ned Gaines is encouraging Nevadans to evaluate their flood risks and explore insurance options, noting that standard homeowners, renters, and commercial policies do not cover flood damage.

Gaines added that federal disaster aid typically comes as low-interest loans that must be repaid and often cover only a portion of losses. Comprehensive auto coverage may cover vehicle damage. Residents can seek private flood policies or coverage through the National Flood Insurance Program, though NFIP policies take 30 days to activate and generally cap coverage at $250,000.

Brett Compston of the Office of Emergency Management advised residents to pack emergency kits for both home and vehicle, including flashlights, extra food, water, and warm clothing. A full supply list is available at oem.nv.gov/30-days.

Sources: Las Vegas Review-Journal